🇦🇪 Dubai Living Cost Calculator
Build your personal expense profile — real monthly costs, perma-linkable
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· Gold prices shown in g (grams of 24K gold)
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1 · Personal Profile
▾
Home Country
(sets tax context)
— Select your country —
Married / have a partner moving with you
Partner employed in Dubai?
No — dependent on my visa
Yes — has own employment
Children moving with me
Infants (under 4)
School-age (4+)
Monthly gross salary (AED) — optional, for tax comparison
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2 · Accommodation
▾
Apartment / Villa Type
Area / Neighbourhood
— rent = apt type × area rate
All
🟢 Budget
🔵 Mid
🟡 Premium
🔴 Luxury
Include agency fee in year 1 (5% of annual rent ÷ 12)
Security deposit amortised monthly (5% rent ÷ 12)
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3 · Transport
▾
I will own a car (or multiple cars)
Number of cars
Cars on finance / bank loan (adds ~2% price/month)
Use RTA metro / bus regularly (~AED 220/mo)
Use Uber / Careem frequently (~AED 700/mo)
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4 · Domestic Help
▾
Select all that apply. Live-in staff costs include estimated food, room, visa & annual flight allowance.
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5 · Food & Lifestyle
▾
Grocery style
Budget (Lulu)
Mid (Carrefour/Spinneys)
Premium (Waitrose)
Dining out
Rarely (1-2×/mo)
Moderate (2-3×/wk)
Frequent (daily lunches)
Foodie / fine dining
Entertainment / social
Minimal
Moderate
Active
Luxury
Gym / sports
No gym
Budget (GymNation)
Mid (Fitness First)
Premium / Elite
Hotel club
Streaming subscriptions (Netflix, Spotify, OSN…) ~AED 190/mo
Daily café / coffee habit ~AED 350/person/mo
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6 · Health & Insurance
▾
Health insurance tier
Basic — DHA minimum (AED 700/adult/yr)
Standard — typical expat (AED 5,500/adult/yr)
Premium — comprehensive + dental (AED 14,000/adult/yr)
Elite — no co-pay, international (AED 28,000/adult/yr)
Term / life insurance (~AED 3,000/yr)
Home contents insurance (~AED 960/yr)
Annual multi-trip travel insurance (~AED 1,440/yr)
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7 · Visa & Government Fees
▾
Auto-calculated from your family and vehicle profile — amortised monthly.
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8 · Savings & Remittances
▾
Monthly savings target
No specific target
Minimal — 5%
Moderate — 15%
Good — 25%
Aggressive — 35%
Emergency fund target
Not planning now
3 months
6 months
12 months
Monthly remittance to home country (AED)
Plan to buy property in Dubai
Target property price (AED)
Studio ~600k
1BHK ~1.2M
2BHK ~2M
3BHK ~3.5M
Villa ~6M
Luxury Villa 12M+
Timeline (years to buy)
3 years
5 years
7 years
10 years
Monthly investment / wealth management (DIFC, stocks, funds)
Monthly investment amount (AED)
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9 · Travel & Personal
▾
Return trips home / year (per person)
Employer covers / none
Once/year
Twice/year
3×/year
4+×/year
One-way flight cost (AED/person)
Annual vacation budget (AED/year)
Clothing & shopping (AED/month)
Personal care / grooming (AED/month)
Buffer / miscellaneous (AED/month)
Estimated Monthly Expenses
AED 0
Recommended minimum gross salary
AED —
Fill in your profile to calculate
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